Educating members

is our passion

Who we are

INfund Solutions is an independent specialist consultancy and communications firm, established in 2017. 

Our principal aim is to assist Retirement Funds to address the default regulation requirements, through partnerships with these Funds. 

We develop, market and promote Retirement Fund default products to comply with retirement default regulations, which were promulgated in August 2017.

We strive towards improving the landscape of South Africa’s financial services industry.

Our objectives

  • Create customised product solutions for clients
  • Implement default strategies for Retirement Funds in partnership with the Trustees and their Investment Consultants
  • Provide in-fund counselling in compliance with Retirement Fund default regulations
  • Provide distribution solutions for clients with regard to default products.

Our relationship with ARC

INfund Solutions is a partner to Patrice Motsepe’s African Rainbow Capital, which is a fully black-owned company, focusing on the South African and African financial services industry and businesses.

African Rainbow Capital supports deserving communities and causes through a wide range of social and corporate investment initiatives. The group strives to uplift previously disadvantaged individuals by assisting them to achieve financial independence.

We strive to work towards positively changing the landscape of South Africa’s financial services industry through integrity, accountability and excellence.

Why are Default Regulations important

While members are employed, they benefit from low institutional fees in their respective retirement funds.

However, at retirement, when members leave the fund and transfer to the retail market, they are exposed to exorbitant fees. This has a significant erosion effect on the member’s retirement capital.

The graph along side illustrates the sustainability of a member’s capital over the duration of the retirement period, and compares the effect of retail fees to that of institutional fees, and the subsequent impact on one’s retirement capital.

To mitigate the risk of erosion of retirement capital, Retirement Funds are expected to create low cost retirement products for their members.

INfund Solutions has been appointed by some of the largest Retirement Funds to build and implement default products characterised by lower fees to members.

Retirement Capital


Initial investment of R1 mil; Investment growth of 11% p.a; Inflation rate of 6% p.a; Initial monthly income of 5% p.a; Annual income increase of 6%

Why INfund Solutions?

Our focus is on creating solutions that acknowledge the needs of both the employer and the employee. We look beyond a one-size-fits-all approach to solutions. With our clients we create customised solutions that meet the overall objective of the organisation.

We have the ability, experience, knowledge and relationships to deliver the benefit solutions you require. We are passionate about ensuring that members, once counselled, can make well-informed decisions about their options at retirement.

INfund Solutions is totally independent. We are not affiliated to or have any obligation towards any financial institution. We believe each provider should be appointed on their ability to deliver the required service.

We provide training and education solutions for members in order to help them understand the importance of retiring within their Retirement Funds’ default products. 

What differentiates us?


Our Culture

Our culture of service excellence inspires an exceptional standard that differentiates us from other service providers.


Our People

Each staff member is carefully selected and appointed to a best fit service team to ensure teams are aligned and matched to the expectations of the client.


Our Capability

Our process and technology solutions are built with people in mind. New technology developments are continuously evaluated and adopted to improve service levels and cost structures.

Financial advice

Retirement Benefit Counselling and Financial Advice go hand-in-hand.

At INfund Solutions we therefore endeavour to ensure that when members retire, they are linked to a panel of independent financial advisors who may only promote a Fund’s default options to their members, to ensure the best possible outcome for members.

PEOPLE are at the heart of our business, especially the members of retirement funds that we service.